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*Rates shown available O.A.C. as at December 15, 2011. The 3 yr Adjustable rate is Prime - 0.10% = 2.90%, and 5 yr Adjustable rate is Prime - 0.10% = 2.90%. All Adjustable rates based on the current Prime rate of 3.00%. Rates are calculated semi-annually and not in advance. Terms and conditions apply. BC & ON only. Mortgages processed by Finder Financial Services Ltd. FSCO 10245. Property must be closing within 45 days to be eligible for the PROMO rate. Certain rates are applicable to purchases only. Applicable mortgages only and subject to Finder Financial Services Ltd. lending criteria for residential properties. Finder Financial Services Ltd. reserves the right to discontinue this offer at any time.